While not without a little understanding of the finance, savings and investment world, we, like many, find it confusing, full of unfamiliar jargon, complex and even worrying. After all, it is our savings and earnings we need to put in the hands of others. Since we were introduced to Andrew, we have relaxed and worried only about the world’s financial situation and not about the professionals handling our investments. Andrew has always given sound, honest advice; he has answered all our many and detailed questions clearly and frankly; he has introduced us to excellent professionals as trustworthy as himself; we have followed that guidance and their suggestions; and our post-retirement investments and income have increased. Andrew is not just absolutely professional and well-informed: he is a genuinely nice man and, we feel, a friend.